Adam Toomer
Financial Adviser | Director
027 470 7337
Adam Toomer specialises in home loans and will guide you through the entire process, from application to settlement. He takes the time to understand your unique situation and tailors a specific loan structure to ensure you get the best outcome.
Whether you're a first-home buyer, upsizing or upgrading, looking to purchase an investment property, or needing to refinance, refix, or restructure your current loan, Adam is here to help you get the best solution for your needs.
Adam Toomer is a trusted financial advisor specialising in home loans. He’ll guide you through the entire process, ensuring you feel confident and informed. He’s here to help with everything from securing your first home, next family home or investment property, to expert advice on refinancing and restructuring your existing loan.
Quarterly Update
Quarterly Home Loan Market Update – Q4 2026
The past few months have seen the housing and home loan market continue to settle into a more stable environment, with some encouraging signs as we head towards the busy spring and summer months.
The Reserve Bank has held the Official Cash Rate (OCR) steady at its latest review, providing some welcome certainty for borrowers. Mortgage rates remain considerably more manageable than the highs of recent years, helping buyers plan with greater confidence and existing homeowners manage their repayments.
For buyers, a reasonable supply of houses on the market and competitive lending options are creating some great opportunities. Having finance organised early means being ready to act when the right property comes along.
For sellers, improving open home attendance and the traditionally busier summer season offer positive prospects, with more potential buyers getting out and exploring their options.
Looking ahead, there are good reasons to feel optimistic about the coming months.
Whether you're buying, selling, upgrading or reviewing your existing home loan, having the right advice and a clear plan can help you make the most of the opportunities available.
As always, feel free to reach out for a chat!