Adam Toomer
Financial Adviser | Director
027 470 7337
Adam Toomer specialises in home loans and will guide you through the entire process, from application to settlement. He takes the time to understand your unique situation and tailors a specific loan structure to ensure you get the best outcome.
Whether you're a first-home buyer, upsizing or upgrading, looking to purchase an investment property, or needing to refinance, refix, or restructure your current loan, Adam is here to help you get the best solution for your needs.
Adam Toomer is a trusted financial advisor specialising in home loans. He’ll guide you through the entire process, ensuring you feel confident and informed. He’s here to help with everything from securing your first home, next family home or investment property, to expert advice on refinancing and restructuring your existing loan.
Quarterly Update
Quarterly Home Loan Market Update Q3 2026
The April to June period has seen confidence continue to build across the housing & home loan market.
One of the biggest shifts has been certainty. With interest rates stabilising, buyers are finding it easier to budget and make longer-term plans. Rather than waiting to see what happens next, many are recognising that trying to perfectly time the market is becoming less important than finding the right home.
For buyers, banks remain competitive and lending conditions are generally less restrictive right now. Having finance organised early is proving to be a real advantage, particularly as quality properties continue to attract strong interest.
For sellers, increased buyer confidence and buyers that have their finances already prepared is leading to more enquiry and better-quality offers.
Overall, the market feels healthier and more balanced than it has for some time. Whether you're buying your first home, making your next move, or reviewing your existing lending, there are plenty of opportunities to take advantage of the current conditions with the right advice and preparation. Reach out for a chat.